Home-Based Business Insurance

Why do I need a Home-Based Business Insurance policy?

A Home-Based Business Insurance policy protects your home-based business from losses arising from business personal property, loss of income, extra expenses, general liability, and in many cases professional liability during the normal day to day operations of your home-based business. Unfortunately, a typical homeowners insurance policy, even endorsed to show home-based business, not only will not address many contractual requirements, but fails to pickup coverage for the the majority of the risks and needs associated with operating your home-based business.

Examples where your homeowners policy falls short...

  • Your car is broken into while running into the bank and your business laptop is stolen.
  • You need a Certificate of Insurance showing you provide a Waiver of Subrogation in favor of and have named an entity as an Additional Insured as a requirement prior to procuring a purchase order or to exhibit at a trade show.
  • You experience a power surge causing damage to your home-based business' laptop while it was being charged, your desktop computer, external hard drives, phone and fax and must be replaced.
  • A fire renders your home uninhabitable, causing a loss of income and/or extra expenses to temporarily operate your home-based business elsewhere.

Get started NOW by completing the Home-Based Business insurance quote form...

Protection is meaningless after a loss. And think of it. We are all one mishap away from a devastating business related financial loss.

We know business. We know how to protect your home-based business with the right types of insurance coverage. Our goal is to keep your business open and able to reopen after suffering a loss.

Avoiding accidents is not promised to you or anyone else. So, don’t delay. Be prepared for life’s misfortunes.

Complete the Free Quote Request form on this page, today. We look forward to a no obligation discussion about what benefits you would like to provide for your employees in the near future.

Request a Quote

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